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Kyle, Texas
January 13, 2016     Hays Free Press
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January 13, 2016

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Page 4D Hays Free Press January 13, 2016 W w're just a few eeks away om the first caucuses and primaries, so presidential election season is in full swing. As a voter, you may be keenly interested in the election process. But as an investor, should you be concerned? If you take a look back, you might be somewhat encouraged over the prospects of the financial markets this year. In the last 12 presidential election years, the Dow Jones Industrial Average has been up nine times and down just three. So, election years must be good for the financial markets, right? Not necessarily. In every year, the markets are influenced by a variety of factors: interest rates, inflation, corporate profits, geopolitical events, economic growth, even the weather, And it's safe to say that 2016 will be no different. At this early stage of the year, one could say that some of Financial Focus by Janet Ross these factors, such as continued low interest rates and a reasonably strong economy, might bode well for investors. But there's a lot of 2016 ahead of us - and it's notoriously difficult for anybody, even so-called experts, to accurately predict the market's performance over a relatively short time, such as a year. Still, the market's history of pretty good results in presidential election years may not be entirely random. For one thing, the White House is never the only office being contested; elections are also held for every congressional district and many seats in the Senate. Consequently, during these election years, campaigning often takes precedence You can't really count on past trends to provide a certain roadmap for the year ahead, in terms of the performance of the financial markets. over legislating. This legislative inactivity tends to be welcomed by the financial markets, which generally dislike surprises, big changes and new directions. However, you can't really count on past trends to provide a certain roadmap for the year ahead, in terms of the performance of the financial markets. As mentioned above, many factors influence this performance, and at this early stage in the year, we just can't predict which of these factors will take precedence. So, instead of worrying about things you can't control, focus on those that you can. For starters, review your investment mix. Does it still properly reflect your goals, risk tolerance and time horizon? Over time, even if you haven't made many changes to your portfolio, it can become "unbalanced." For example, if you own some stocks that have increased greatly in value over the years, these stocks may now be taking up a larger percentage of your holdings than you had intended, bringing with them a higher degree of risk. Consequently, you might want to consider selling off some of these stocks and using the proceeds to fill in other gaps in your portfolio. On the other hand, if you think your mix of investments is not providing you with the returns you need to help make progress toward your long- term objectives, you may need to add some vehicles that can provide you with more growth potential. After all, it's 2016 now, so whatever your age, you are another year closer to retirement. Will this year look like past presidential election years, as far as good returns from the stock market? No one can say for sure. But if you "vote" for smart investment moves, you won't be sorry. This article was written by Edward]ones for use by your local Edward ]ones Financial Advisor. Public Notices, from 2D ADVERTISEMENT FOR BIDS The City of Buda is Requesting Bids for the Edwards Aquifer Production Well Construction project. Bids must be submitted to: City of Buda, Attn: Stanley Fees, PE, 121 Main Street, Buda, TX 78610 by no later than: February 3, 2016, by 3:00 p.m., Central Time. The CONTRACT DOCUMENTS may be examined at the following locations: Lock- wood, Andrews & Newnam, 102 Wonder World Dr., Suite 303, San Marcos, TX 78666; City of Buda Engineering Department, 100 Houston St., Buda, TX 78610; AGC Plan Room, 609 S. Lamar, Austin, TX 78704; AGC of Texas, 300 Barton Springs Rd., Austin, TX 78704. Hardcopies of the CON- TRACT DOCUMENTS may be obtained from the office of R.W. Harden and Associ- ates, Inc., 3409 Executive Center Dr., Suite 226, Austin, TX 78731, (512) 345-2379 upon payment of a non- refundable fee of fifty dollars ($50) per set. Digital copies are available at no cost via e-mail or R.W. Harden and Associates, Inc. FTP site. Reference: 160-10626- 100 NOTICE TO CREDITORS NO. PR-15-0317 P ESTATE OF LEE ROY GLOVER, DECEASED IN THE PROBATE OF HAYS COUNTY, TEXAS IN RE: Estate of LEE ROY GLOVER, Deceased Notice is hereby given that Letters Testamentary of the Estate of LEE ROY GLOVER, Deceased, were granted to the undersigned on November 30, 2015, by the Probate Court of Hays County, Texas. All persons having claims against said Estate are hereby required to present the same to ROY DEATON, Independent Ex- ecutor of the Estate of LEE ROY GLOVER, Deceased, within the time prescribed by law. Claims should be mailed to: ROY DEATON, Independent Executor of the Estate of LEE ROY GLOVER, Deceased, 15301 Morgan Creek Ct., Austin, Texas 78717 ROY DEATON, Indepen- dent Executor of the Estate of LEE ROY GLOVER, Deceased Attorney: Craig F. Young 108 E. San Antonio San Marcos, Texas 78640 NOTICE TO CREDITORS Notice is hereby given that original Letters Testa- mentary for the Estate of JAMES WILLIAM POHL, Deceased, were issued on January 4, 2016, in Docket No. 15-0349-P, pending in the County Court at Law of Hays County, Texas, to: PATSY REYNOLDS POHL The residence of the Independent Executrix is in San Marcos, Hays County, Texas. Address claims in care of the representative, PATSY REYNOLDS POHL, Independent Executrix. The post office address to which claims may be presented, is: c/o PATSY REYNOLDS POHL, Independent Executrix 207 East Mimosa Circle San Marcos, Texas 78666 All persons having claims against this Estate which is currently being administered are required to present them within the time and in the manner prescribed by law. Address claims in care of PATSY REYNOLDS POHL, Independent Executrix DATED the 6th day of January, 2016. Respectfully submitted, SCANIO & SCANIO A Professional Corpora- tion BY:/s/Vincent J. Scanio, Jr. VINCENT J. SCANIO, JR. 144 E. San Antonio Street San Marcos, Texas 78666 Tel: (512) 396 2016 Fax: (512) 353-2984 State Bar No. 17702500 AI-FORNEYS FOR PATSY REYNOLDS POHL PUBLIC AUCTION Notice is hereby given pursuant of Chapter 59 Texas Property Code, (chap- ter 576 Acts of the 68th Legislature Regular Session 1983). Storequest Self Stor- age will sell at public sale by competitive bidding to satisfy a landlord's lien. The personal property of: Bobby Johnson Edward Karlic Zachary Acosta Charlotte and Gwenyth Gray charity unit Property to be sold; misc., household goods, furni- ture, tools, clothes, boxes, toys and personal content. Auction Company: DAVIS AUCTIONEERS, L.P. 817-447-9805 Tx. #8325 The sale will commence at 10 a.m. on January 22, 2016 at the property where said property has been stored and which is located at Stor- quest Self Storage 5500 FM 2770 Kyle, Texas 78640 Goods must be paid in cash and removed at time of sale. Sale is subject to cancellation in the event of settlement between owner and obligated party. NOTICE OF PUBLIC SALE Notice of Public Sale of property to satisfy landlord's lien. Sale to be held at Anytime Storage at 880 Windy Hill Rd., Kyle, TX 78640 on Feb- ruary 8, 2016 at 11 a.m. Seller reserves the right to withdraw the property at any time before the sale. Unit items sold for cash to highest bidder. Property includes the con- tents of spaces the following tenant: Not all vehicles have engines. 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