Newspaper Archive of
Hays Free Press
Kyle, Texas
May 10, 2017     Hays Free Press
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May 10, 2017

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Page 4D Hays Free Press May 10, 2017 Main Street Program [11gJNG N~'rJ~]n~ Continued from pg. 1D ./ current city hall, library and public annex build- ings used, as they will be vacated when the new municipal building is completed in 2018. "We want to draw more people into our downtown area, whether that is with more events, more local shops and restaurants and the kind of events people want to see downtown," Gillespie said. G'fllespie mentioned that a resource team from the state would be arriv- ing in the middle of this week to speak to different groups of residents to un- derstand the area, as well as how they can better assist in the revitalization of downtown. "We want to continue to support our local busi- nesses and have that local flair that brings people in for our historic down- town, for the trees and just the beauty we have here in Buda," G'fllespie said. GiUespie said the sur- vey is available online on the city's website and will close on May 12, which is around the same time the resource team will finish forming with its recom- mendations and send them to Buda. Gillespie is expecting to make a presentation to city council on the survey results as well as the state findings at the council meeting after the May 16 council meeting. "I think the role of the Main Street Advisory Board as well as my role in the Main Street project are very important be- cause we are laying the foundation for the look and feel of downtown Buda in the future," Gil- lespie said. EMPLOYM ~NT EVENTS/FESTIVALS REAL ESTATE AVIATION INSTITUTE LEGAL INSIGHT MISCELLANEOUS To Order: Call this Newspaper direct, or call Texas Press Servic~ at 1-800-749-4793 Today! Financial Focus Continued from pg. 1D In 2017, the IRA contri- bution limit is $5,500, or $6,500 for individuals 50 or older. Traditional IRA contributions may be deductible, depend- ing on one's income, and earnings can grow tax deferred. Taxes are due upon withdrawal and withdrawals prior to age 59V2 maybe subject to a 10% IRS penalty. Roth IRA contributions are not deductible, but earnings are distributed tax-free. provided an investor has had the account at least five years and doesn't start taking withdrawals until age 5972. You can't contribute directly to your mother's IRA, but you can give her money to use for that pur- pose, ff she chooses. And since she has until April 17, 2018, to fully fund her IRA for the 2017 tax year, your gift now may help make it that much easier for Mom to "max out" on her account. Here's another sugges- tion: Consider helping Mom pay one or two months' worth of in- surance premiums. It's possible, that your mother is paying for multiple insurance policies, like life insurance and disability or long-term care insur- ance. so any financial help on your part would be valuable. You might also want to give Mom some tips on how she can help main- tain her-financial inde- pendence throughout her life. If she ever needed some type of long-term care, such as an extended stay in a nursing home or the services of a home health aide, the costs could be extremely high, and Medicare typically pays little of these expens- es. So you might want to connect her mother with a financial professional, who can provide strate- gies for protecting her from long-term care costs. Here's one more sug- gestion: Give a gift to a charitable organization your mother supports. Even though you're making the gift in Mom's name, you should be able to reap some benefits yourself, even apart from the good feelings you'll get by helping a chari- table group. As long as the charity has 501(c) (3) status (nained after the section of the Internal Revenue Code that gov- erns such groups), your gift can offer you tax ad- vantages. On the most ba- sic level, a gift of cash can earn you a tax deduction. So, for example, if you are in the 25% tax bracket, and you give $1,000 to a qualified charity, you will be able to deduct $250 from your taxes. You may be able to get even more tax benefits if you donate appreciated assets, such as stocks, to a charity. If you give appreciated stocks you've held for more than one year, you can deduct the value of the securities, based on their worth when you make the gift- and neither you nor the charity will have to pay capital gains taxes on the donated investments. Your mother has done a lot for you. This Mother's Day, show her you appre- ciate her efforts. This article was written by Edward]ones for use by your local Edward]ones FinanciaI Advisor. w" n N m m ,pm E u Hi - ~ - ! 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Ext.300N Statewide Ad .............. 239 Newspapers, 617,408 Circulation North Region Only ...... .=250 69 Newspapers, 166568 Circulation South Region Only ..... .s29B 86 Newspapers, 2fi7,744 Circulation West Region Only ...... Y250 8S Newspapers, t84,106 Circulation NOTICE: While most advertisers are reputable, we cannot guarantee products or services advertised. We urge readers to use caution and when in doubt. contact the Texas Attomey'General at 1-800-621-0508 or the Federal Trade Commission at 1-877-FTC-HELP. The FTC web site is Jon Albright, CFI Financial Advisor 251 N FM 1626 Bldg 2 Ste B Buda, TX 78610 512-312-2840 Janet Ross Financial Advisor 251 N FM 1626 Bldg 2 Ste B Buda, TX 78610 512-312-2840 AWAY @. :iL~f' ., %' .... I , 4:' ........ At, you can now hold your o~ace n line. ~leaning, you'll De seen wtthin 15 mlnu[es of your scheduled ~me. Remember s for mini emergencies only. If your child ~s experiencing a maor emergency, get to the ER ASAP or dial 9-1-1. ARE A VER Dell Children's is now offering Emergency Care at Seton Hedical Center Hays. delichildren's CENSION