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Hays Free Press
Kyle, Texas
July 5, 2017     Hays Free Press
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July 5, 2017

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Page 4D Hays Free Press July 5, 2017 + Financial Focus Continued from pg. 1D costs such as a major car repair or a large medical bill. Ideally, you should keep this money in a liquid, low-risk account, so you can access the funds quickly and without penalty. Aside from possibly helping you control your debts, an emergency fund also may enable you to avoid dipping into your long- term investments to pay for short-term needs Thus far, we've only discussed achieving m. your financial freedom through methods of saving and investing. But you also need to consider your protection needs, too. If you were to become ill or suffer a serious injury, and you could not work for a while, your financial security could be jeopardized. Your employer might offer you disability insurance as an employee benefit, but it may not be enough for your needs, so you might While how much you invest is an essential factor in gaining your financial freedom, how you invest your money is equally important. So make sure you have sufficient growth potential in all your accounts. need to purchase some additional coverage on your own. And to help ensure your family's financial security, you'll also need sufficient life insurance. You also might want a to protect yourself from the catastrophic costs of long-term care, such as an extended nursing home stay. The annual cost for a room in a nursing hom , is more than $92,000, i according to the 2016 may want to consult with financial professional to can the burden. can Cost of Care Study i ' ' soon, issued by the insurance : i: : company Genworth. l$amcle written:: Medicare generally covers EdWard ]ones for use only a small percentage' E.yyour local Edward of these expenses. You ] es FinancialAdvisor. HOT Funds Continued from pg. 1D could also improve the "Some of the improve- visitors, not residents. Visitors who stay in baseball and softball ments needed include According to the TexasBuda and Kyle are as- fields at the sportsplex, lights, improved bleacher Comptroller's website,sessed an additional which could provide a area, batting cages, new hotel owners, operators seven percent HOT on "better venue," said Da- concession facility and or managers must collect top of the state rate. vid Marino, Buda public additional fields," Marino a six percent state HOT Per state laws, however, information officer, said. from their guests who HOT funds can only be upgraded Ruge said the conse- rent a room costing $15 used to directly promote Sportsplex will provide a quences for taxpayers or more per day. a city and must meet at better venue for local lit- based on the passage of Municipalities can also least one of nine different fie league teams or other this bill is nonexistent, as impose a HOT on rooms criteria to be collected. sports-related activities the funds from the HOTcosting $2 or more perRuge said money from in Buda," Marino said. fund come from Buda day. the HOT fund goes to the i!:'i Tourism Department and the Main Street program. The new law gives Buda another avenue to access excess money in that HOT fund. "This was just a mech- anism to move some of that surplus money in that fund to help improve our parks," Ruge said. Marino said improving Sportsplex could poten- tially attract visitors to Buda, where they can ex- plore downtown, as well as other Buda parks. "It really brings us a level of exposure that we normally wouldn't get," Marino said, "People who live in Buda love its charm, this gives us an opportunity to show others what Buda is all about." What's new in the Buda/Kyle area BUDA PLANS SUBMITTED FOR REVIEW Jalisco's, 381 Old San Antonio Rd White Oak Amenity Center, 241 White Oak Silverado Gas Station, 1309 Main St Dr KYLE PERMITS FOR NEW CONSTRUCTION ACC Phase 2, 4675 S FM 1626 Carmen's Retail, 803 N Old Hwy 81 Universal Insurance, 4650 S FM 1626 #102 Ariza at Plum Creek Apartments, 4700 Cromwell Dr CERTIFICATES OF OCCUPANCY Absolute Life and Wellness, 575 E RR 150 La Ola Pop Shop, 225 S Main #103 Greater Austin Pain Clinic, 4210 Benner Pups & Mutts, 598 Rebel Dr Hampton Inn, 151 Bunton Creek Rd #E f: ; , ,, ............. Jon C Albright, CFP Financial Advisor 251N Fm 1626 Bldg B Buda, TX 78610 512-312-2840 2 Ste www.edwardJon, Member SIPC !~'( :~ , W Su ribe to the Name Address Zip Email Home Phone No. Check Enclosed Q Charge credit card Credit Card # Exp. Date / Amount $ 3# Security Code Signature h~ i i I iil i i [il II i:i I J i i